Claims · Payouts · Approvals

Every claim tracked.
Every payout verified.

A single ledger for Admins, Workers, and Vendors — from Book3.xlsx import to OTP-approved payout, with identity confirmed through DigiLocker before a rupee is recorded.

Vendor dossier
Kaveri Home Finance Assoc.
Pending eKYC
PANAAKCK••••2F
C/F balance₹ 1,84,320.00
Claims this month14
DigiLockerAwaiting Aadhaar eKYC
VERIFIED DIGILOCKER · MeitY
200+
Vendors served monthly
₹0
Cost per Aadhaar eKYC check
<5 min
OTP validity per approval
100%
Status changes logged to audit trail
Role-segregated by design

One system, three fields of view

Visibility is enforced at the API layer, not the screen — a Worker's export never carries a profit column, even if they inspect the request directly.

Admin

Full ledger, final approval

  • Approves or rejects payouts with OTP
  • Sees profit, bank rate and differential
  • Runs DigiLocker verification for vendors
  • Configures column visibility per role
Worker

Enters, calculates, submits

  • Uploads Book3.xlsx and adds claims
  • Enters TDS% and paid amount
  • Submits for approval — cannot approve
  • Sensitive columns hidden at API level
Vendor

Read-only, own data only

  • Views own approved claims and payouts
  • Checks current carry-forward balance
  • OTP required before viewing reports
  • Gets an SMS the moment payout is approved
Module 9 · Identity verification

Confirm a vendor's identity through DigiLocker

A MeitY-approved OAuth2 flow pulls Aadhaar eKYC details straight from the vendor's own DigiLocker — no document uploads, no manual entry, no per-verification fee.

Government-backed · No per-check cost
  1. Admin requests verification

    One click from the vendor's profile — no forms to fill, no documents to chase down.

  2. Vendor confirms their own identity

    The vendor signs in directly with DigiLocker using Aadhaar. CapitalHope never sees or stores the Aadhaar number itself.

  3. Details arrive automatically

    Name, date of birth, gender and address are filled in from the government record — nothing typed manually, nothing to mistype.

  4. Vendor is marked verified

    A "DigiLocker Verified" badge appears on the vendor's profile, with the date, visible to Admin and to the vendor.

eKYC
Awaiting verification
Kaveri Home Finance Assoc.
Name, date of birth, gender and address, straight from Aadhaar
₹0 — government API, no per-check fee
Onboarding as a DigiLocker partner takes 3–7 working days, one time only.
Enforced, not assumed

Security sits under every screen

Login
OTP required on first login and every new device, 5-min validity, 3 attempts.
Approval
Admin must clear a fresh OTP before any payout status becomes Approved.
Exports
Worker exports strip profit, bank rate and differential columns server-side.
Audit
Every create, edit, and status change is written to the audit log with before/after values.